Can New Immigrants Get Medicare?
Immigration has been a significant root of population growth and cultural change for much of our country’s
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
While Medicare covers many different procedures and medical expenses, certain things aren’t covered. Dental cleaning, vision exams, and hearing aids all are typically not covered. For those in need of uncovered services, considering supplemental insurance may be the best option.
Medicare Advantage plans are also known as Part C and provide various levels of coverage for beneficiaries. They are sold by insurance companies and not directly through Medicare.
Medicare provides health insurance for those over 65. It is a valuable program that allows access to healthcare and preventative services. Those who are enrolled in Medicare should continually examine their plan and ensure that it’s updated to meet their current and future needs.
Life insurance provides many with the peace of mind that comes from knowing loved ones will be taken care of financially if death occurs. It is a way of providing in case of death and is recommended for those who have dependents.
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
We can help make the decision process as easy as possible. Reach out to Fussell and Goodyear Insurance Advisors today so you can find the right coverage.
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Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
Immigration has been a significant root of population growth and cultural change for much of our country’s
Special Needs Plans (SNP) provide coverage for those who need advanced care or services. All SNPs include drug coverage. This Medicare plan can be combined with Medicaid, meaning that the beneficiary receives both. In this case, all doctors who are visited should be Medicaid approved. If you’re enrolled in both, costs will most likely be lower than if you were to be solely enrolled in Medicare.
Being eligible for an SNP requires the beneficiary to meet certain requirements. They must be enrolled in Medicare Parts A and B. They must also live in an SNP service area. There are certain types of SNPs that cover different things and provide options for individuals.
A Chronic Condition SNP (C-SNP) is for people who have been diagnosed with a condition included on Medicare’s list. This ensures that the individual qualifies for the level of care which SNPs provide.
Institutional SNPs (I-SNP) are for those who live in an institution or are in need of advanced care at home.
Dual Eligible SNPs (D-SNP) are for those who are enrolled in both Medicare and Medicaid. This provides advanced coverage. Income will most likely be the biggest determinant for eligibility.
Enrollment in an SNP is not necessarily forever. If an individual makes positive progression, a different type of Medicare may be a better choice. For those who are wondering if they’re eligible for an SNP, reach out to us today and we’ll be able to answer your questions.
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