Can New Immigrants Get Medicare?
Immigration has been a significant root of population growth and cultural change for much of our country’s
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
While Medicare covers many different procedures and medical expenses, certain things aren’t covered. Dental cleaning, vision exams, and hearing aids all are typically not covered. For those in need of uncovered services, considering supplemental insurance may be the best option.
Medicare Advantage plans are also known as Part C and provide various levels of coverage for beneficiaries. They are sold by insurance companies and not directly through Medicare.
Medicare provides health insurance for those over 65. It is a valuable program that allows access to healthcare and preventative services. Those who are enrolled in Medicare should continually examine their plan and ensure that it’s updated to meet their current and future needs.
Life insurance provides many with the peace of mind that comes from knowing loved ones will be taken care of financially if death occurs. It is a way of providing in case of death and is recommended for those who have dependents.
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
We can help make the decision process as easy as possible. Reach out to Fussell and Goodyear Insurance Advisors today so you can find the right coverage.
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Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
Immigration has been a significant root of population growth and cultural change for much of our country’s
A Medicare Advantage Plan (like an HMO or PPO) is another way to get your Medicare coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. If you join a Medicare Advantage Plan, you’ll still have Medicare but you’ll get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan, not Original Medicare. You’ll generally get your services from a plan’s network of providers. Remember, in most cases, you must use the card from your Medicare Advantage Plan to get your Medicare-covered services. Keep your Medicare card in a safe place.
Source: Medicare & You 2019
Medicare prescription drug coverage adds to your Medicare health coverage Medicare prescription drug coverage (Part D) helps you pay for both brand-name and generic drugs. Medicare drug plans are offered by insurance companies and other private companies approved by Medicare.
You can get coverage 2 ways:
1: Medicare Prescription Drug Plans (sometimes called “PDPs”) add prescription drug coverage to Original Medicare, some Medicare Private Fee-for-Service (PFFS) Plans, some Medicare Cost Plans, and Medicare Medical Savings Account (MSA) Plans.
2: Some Medicare Advantage Plans (like HMOs or PPOs) or other Medicare health plans offer prescription drug coverage. You generally get all of your Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance), and Part D through these plans. Medicare Advantage Plans that offer prescription drug coverage are sometimes called “MA-PDs.”
Original Medicare pays for much, but not all, of the cost for health care services and supplies. Medicare Supplement Insurance policies, sold by private companies, can help pay some of the remaining health care costs, like copayments, coinsurance, and deductibles. Medicare Supplement Insurance policies are also called Medigap policies.
Source:Medicare & You 2019
At Fussell & Goodyear, we know the importance of choosing an insurance plan which will fit your lifestyle perfectly. We’ve crafted a team of dedicated experts to ensure that you’re receiving the coverage you deserve. Medicare decisions don’t have to be stressful; we’re here to guide you through the process and answer any questions you have. If you’re looking for skilled advice, call us at (877) 874-0711.
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