Can New Immigrants Get Medicare?
Immigration has been a significant root of population growth and cultural change for much of our country’s
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
While Medicare covers many different procedures and medical expenses, certain things aren’t covered. Dental cleaning, vision exams, and hearing aids all are typically not covered. For those in need of uncovered services, considering supplemental insurance may be the best option.
Medicare Advantage plans are also known as Part C and provide various levels of coverage for beneficiaries. They are sold by insurance companies and not directly through Medicare.
Medicare provides health insurance for those over 65. It is a valuable program that allows access to healthcare and preventative services. Those who are enrolled in Medicare should continually examine their plan and ensure that it’s updated to meet their current and future needs.
Life insurance provides many with the peace of mind that comes from knowing loved ones will be taken care of financially if death occurs. It is a way of providing in case of death and is recommended for those who have dependents.
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
We can help make the decision process as easy as possible. Reach out to Fussell and Goodyear Insurance Advisors today so you can find the right coverage.
Give us a call or send an email today!
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
Immigration has been a significant root of population growth and cultural change for much of our country’s
A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured’s death. Typically, life insurance is chosen based on the needs and goals of the owner. It’s important to note that death benefits from all types of life insurance are generally income tax-free. There are many varieties of life insurance. Some of the more common types are discussed below.
Also known as burial insurance or end-of-life insurance, a Final Expense Plan is an insurance policy that helps cover medical bills and funeral expenses facing a family after a loved one’s death. These options cost less than traditional insurance, and can be an affordable option for people on a fixed budget — such as seniors who want to plan for their end-of-life expenses.Most importantly, a Final Expense plan enables a client’s loved ones to handle funeral costs, medical bills, and any other financial obligations during a highly emotional time.
Term Life Insurance provides a cheaper premium to get the most death benefit making it an excellent choice for most people. Term life insurance covers the policyholder for a specific amount of time, known as the term. The term lengths vary according to what the individual chooses. Term typically ranges from 10, 15, 20, 25, and 30 years, and premiums are usually level during this period. Some carriers offer Annual Renewable Term, coverage for one year a time with increased premiums each year.
A Whole Life Insurance policy provides lifelong protection and includes “cash value” which grows steadily throughout the life of the policy. The death benefit of a whole life policy is typically paid to the beneficiaries tax-free and the cash value grows tax deferred. If structured properly a policyholder can take a tax-free loan against the cash value in their policy. This loan and interest will reduce the death benefit. The client can repay the loan at their discretion. Some policies allow the client to “withdraw” a portion of the cash value as well.
At Fussell & Goodyear, we know the importance of choosing an insurance plan which will fit your lifestyle perfectly. We’ve crafted a team of dedicated experts to ensure that you’re receiving the coverage you deserve. Medicare decisions don’t have to be stressful; we’re here to guide you through the process and answer any questions you have. If you’re looking for skilled advice, call us at (877) 874-0711.
© 2020 All Rights Reserved. Site design by SecureAgentMarketing.com Terms Of Service | Privacy Policy
We are not connected with or endorsed by the United States government or the federal Medicare program.