Older adults need to get proper dental care. Unfortunately, Parts A and B of Medicare don’t cover most routine dental services. But some Medicare Advantage plans may offer dental, hearing, and vision benefits. When you’re ready to explore this option, we can help. Here are some key things to know about Medicare and dental coverage so you can decide if it’s in your best interest.
Why Is Dental Care Important?
You can tell the difference between those who receive annual dental care and those who don’t. Not taking care of your teeth and not seeing the dentist can cause a multitude of problems. Some of these may include:
–Pneumonia. Proper dental care can keep you from inhaling harmful bacteria that would make you prone to illness.
–Diabetes. High blood sugar is a typical side effect of diabetes, which can lead to gum infections. But you can prevent this issue by having regular checkups with the dentist.
–Stained or darkened teeth. As you age, the tissue under your teeth’s enamel layer begins to change due to what you eat and drink. Years of smoking and excessive caffeine (coffee) intake can cause staining and darkening. All the more reason to prioritize senior dental care!
–Root decay. Your gums can also recede as you get older — potentially leading to exposed tooth roots, which become susceptible to decay.
What Dental Care Isn’t Covered By Medicare?
Medicare doesn’t cover most dental procedures, care, and supplies. This includes:
- Fillings
- Dentures
- Cleanings
- Dental plates
- Tooth extractions
But Medicare Part A will offer coverage for certain dental services when you’re hospitalized. If emergency or complex dental procedures are necessary, Part A can pay for these, which fall under inpatient hospital care.
Related Post: What Is Not Covered By Medicare?
Medicare Advantage Programs
A small portion of retirees maintain dental insurance from their former employer or a spouse’s employer. If you don’t have access to this, don’t worry. You’ll have other options.
Some Advantage (Part C) plans offer benefits that Original Medicare doesn’t, such as dental, vision, and hearing coverage. For more information about these programs, contact us at The Fussell Group. We’ll tell you what’s available in your area.
Related Post: What Are Medicare MSA Plans?
Stand-Alone Plans Are Also Available
You can also purchase a separate dental insurance plan. Some companies offer dental policies that are particularly meant for seniors.
How Seniors Can Improve Their Oral Health
It’s no secret that brushing and flossing twice per day can impact your oral health in a big way. Consider these additional tips:
-Quit smoking
-Eat a well-balanced diet with plenty of high-fiber foods.
-Visit your dentist regularly for a checkup, cleaning, and exam.
-If you wear dentures, clean them daily, and remove them at night.
Now that you have the details on Medicare and dental coverage, it’s time to choose an affordable dental insurance plan. Call 1-877-874-0711 for questions or to get a quick quote!