What makes Part C different?
If you’ve purchased a Medicare Part C Plan, you’re getting insurance through an agency instead of Original Medicare. However, you’re most likely receiving Original Medicare services and more. This can be done because Part C allows you to formulate an option that fits your health needs. Medicare Part C is also known as Medicare Advantage.
Part C Coverage
Part C plans will cover what Parts A and B do, in addition to other services you can add on. Medicare typically doesn’t pay for certain things, such as vision checks or dental screenings. If you receive things regularly which aren’t covered by Original Medicare, an Advantage Plan can help with the cost.
Part C Cost
Because there are so many different types of Advantage Plans, costs can vary and will depend on the individual’s specific insurance needs. Some plans will have a premium which the beneficiary is responsible for paying. Plans may also have a deductible, which will be an important question to ask your insurance agent when enrolling in Part C. There may be copayments that you’ll pay out of pocket, depending on the type of plan you enroll in. If your plan is part of a network, going outside of that list can significantly increase your bill.