Who Doesn’t Qualify For Medicare?
The best way to answer this question is to explain who IS qualified for Medicare. Under 65
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
While Medicare covers many different procedures and medical expenses, certain things aren’t covered. Dental cleaning, vision exams, and hearing aids all are typically not covered. For those in need of uncovered services, considering supplemental insurance may be the best option.
Medicare Advantage plans are also known as Part C and provide various levels of coverage for beneficiaries. They are sold by insurance companies and not directly through Medicare.
Medicare provides health insurance for those over 65. It is a valuable program that allows access to healthcare and preventative services. Those who are enrolled in Medicare should continually examine their plan and ensure that it’s updated to meet their current and future needs.
Life insurance provides many with the peace of mind that comes from knowing loved ones will be taken care of financially if death occurs. It is a way of providing in case of death and is recommended for those who have dependents.
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
We can help make the decision process as easy as possible. Reach out to Fussell and Goodyear Insurance Advisors today so you can find the right coverage.
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Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
The best way to answer this question is to explain who IS qualified for Medicare. Under 65
While Medicare is primarily for those ages 65 and over, some exceptions are made that extend benefits to those younger. To be eligible for Medicare before 65, the beneficiary needs to have End-Stage Renal Disease (ESRD), been enrolled in Social Security Disability payments for at least 24 months, or have been diagnosed with Amyotrophic Lateral Sclerosis (ALS). If the individual has been diagnosed with ALS or ESRD, they are not required to meet the 24-month benefit stipulation.
If you’re enrolling in Medicare because of disability, your coverage will provide the same services that it does for those who are enrolling at 65. Medicare covers varying services, providing options for those who wish to maintain their skills or slow the effects of their disability.
If you’ve been getting Social Security Disability benefits for 24 months, you should automatically be mailed your Medicare card and enrolled. If you wish to enroll and haven’t been automatically, you can contact a Social Security office and ask for help.
The best way to choose a plan is to enlist the help of an insurance provider so that all your questions can be answered. If your child has a certain condition or needs specific treatment, there may be a plan combination that you should enroll in to receive the maximum benefits. For example, children in dialysis should most likely be enrolled in Parts A, B, and D. Part A will cover hospitalization, Part B will insure daily services and doctor visits, and Part D will guarantee that the child has access to needed medication.
Wondering if you or your child would benefit from Medicare coverage?
Call us at 1-877-874-0711.
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