Can New Immigrants Get Medicare?
Immigration has been a significant root of population growth and cultural change for much of our country’s
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
While Medicare covers many different procedures and medical expenses, certain things aren’t covered. Dental cleaning, vision exams, and hearing aids all are typically not covered. For those in need of uncovered services, considering supplemental insurance may be the best option.
Medicare Advantage plans are also known as Part C and provide various levels of coverage for beneficiaries. They are sold by insurance companies and not directly through Medicare.
Medicare provides health insurance for those over 65. It is a valuable program that allows access to healthcare and preventative services. Those who are enrolled in Medicare should continually examine their plan and ensure that it’s updated to meet their current and future needs.
Life insurance provides many with the peace of mind that comes from knowing loved ones will be taken care of financially if death occurs. It is a way of providing in case of death and is recommended for those who have dependents.
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
We can help make the decision process as easy as possible. Reach out to Fussell and Goodyear Insurance Advisors today so you can find the right coverage.
Give us a call or send an email today!
Fussell and Goodyear Insurance Advisors have been in the Medicare business for more than 15 years with a combined 50 years in the insurance industry.
Immigration has been a significant root of population growth and cultural change for much of our country’s
If you’re receiving health insurance through an employer, there are certain things you’ll need to know to ensure that you’re meeting Medicare deadlines when you decide to enroll. If you’re receiving employer coverage, you are not required to enroll in Part B during your Initial Enrollment Period. Once your coverage ends, however, you have eight months to enroll in Part B. This Special Enrollment Period allows for you to switch to Medicare and receive the benefits that you would if you had enrolled during your Initial Period.
To enroll after your Initial Enrollment Period, your employer will need to meet a specific requirement. If your employer has less than 20 employees, you may be charged a fee if you enroll in Part B later. Because of this, it’s best to enroll in Original Medicare when it’s first offered to you.
If you have group health plan coverage, it may be possible for you to wait to enroll in Original Medicare. For those who have premium-free Part A, enrollment can be done anytime after eligibility is announced. The coverage will extend six months previous from when enrollment occurred.
Suppose you have both Medicare and another form of insurance. In that case, one will be the primary payer, and the other will be the secondary payer. The primary payer is the one who is billed for the first round of charges and will be billed up to their payment cap. If there is a sum remaining, the secondary payer will be responsible for some or all of the charges.
Waiting to enroll may seem beneficial, but could cause you to be without coverage for some time. Your Medicare most likely won’t begin exactly when your employer coverage ends, so it’s best to plan ahead for such an event. If you want to learn more about how your current coverage could impact Medicare enrollment, reach out to us. We’d be happy to answer all your questions.
© 2020 All Rights Reserved. Site design by SecureAgentMarketing.com Terms Of Service | Privacy Policy
We are not connected with or endorsed by the United States government or the federal Medicare program.