Why consider supplements?
While Medicare covers many different procedures and medical expenses, certain things aren’t covered. Dental cleaning, vision exams, and hearing aids all are typically not covered. For those in need of uncovered services, considering supplemental insurance may be the best option.
If you wish to purchase a Medicare supplement, also known as a Medigap policy, you’ll need to find an insurance agent and be enrolled in Original Medicare. Medigap is not intended to be a holistic insurance solution, and you should still be able to primarily rely on Medicare.
Medigap is an excellent option for those that frequently travel, as certain plans provide coverage outside of the US. However, there is a cap for how much Medigap will spend internationally, so it’s best to get travel-specific health insurance if you plan to leave the country.