Medicare Eligibility

Medicare Eligibility

Medicare Age Eligibility

Most Americans over the age of 65 are eligible for Medicare, but why is that? The answer to that question lies in how the program is funded. Medicare is paid for through taxes, which act as a deposit for when this health insurance is used later in life. Individuals must have paid Medicare taxes for 10 years to be enrolled in Part A, which mostly covers hospital admission and associated costs. Medicare benefits are available to US citizens, as well as permanent residents who have resided in the US for at least five consecutive years.

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Medicare and Social Security

If you’re already receiving Social Security benefits and meet the age requirement, you may automatically be signed up for both Parts A and B. Some may not want to be automatically enrolled, but if you think that you’ll be utilizing Original Medicare, it’s best to sign up upon immediate entry. If you decide to wait, late fines may be incurred.

Medicare and Disability

Some people with disabilities may be eligible for Medicare before age 65. To qualify, they must meet certain criteria laid out by Medicare. There is a list of disabilities that qualify an individual.

Wondering if you’re eligible?

The best way to know if you’re eligible is to reach out to your insurance provider. By doing this, you can have all your questions answered based on your individual situation. However, if you meet the requirements previously listed, you most likely qualify to receive Medicare benefits. The Fussell Group Insurance Advisors team is here to provide all Medicare-related assistance.

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